Processing rates, explained

Keep the order.
Know the fee.

OmNom charges restaurants no platform commission and no monthly platform fee. Stripe processing rates still apply when a customer pays online. The exact fee depends on the payment method, where the card was issued, currency conversion, and your Stripe pricing agreement.

Stripe's published U.S. card rates

These are Stripe's standard pay-as-you-go rates for common online card transactions as published on September 11, 2026. They are Stripe charges, not OmNom fees.

Standard online card payment

Successful transaction with a domestic card

2.9% + 30¢
+ 0.5% when card details are manually entered
+ 1.5% when the payment uses an international card
+ 1% when Stripe must convert the payment currency

Additional rates can stack when more than one condition applies. Other payment methods, disputes, Instant Payouts, and custom Stripe pricing have different costs. Stripe can change its pricing; always use its linked pricing page for the latest authoritative terms.

How an OmNom payment moves

OmNom validates the menu prices and order total on the server. Stripe handles the secure payment, then OmNom uses Stripe's actual fee record when the restaurant's funds are settled.

The guest reviews the total

Items, taxes, and any clearly disclosed OmNom service or delivery fees appear before payment.

Stripe handles payment

Card details stay in Stripe's secure payment experience. OmNom does not set Stripe's processing rate.

OmNom confirms the order

After payment succeeds, OmNom records the order and reads the actual processing fee reported by Stripe.

Stripe pays out funds

The restaurant's connected Stripe account receives settlement, and Stripe pays out on its configured schedule.

Common processing questions

Does OmNom add a restaurant commission?

No. OmNom's restaurant platform commission is 0%, and standard access has no monthly platform fee.

Why can the actual Stripe fee differ?

Card origin, currency conversion, payment method, manual entry, and negotiated Stripe pricing can all change the final amount.

Who sets and collects processing fees?

Stripe sets its processing rates. OmNom records the actual provider fee so restaurant settlement reflects the Stripe charge.

Where can I confirm a fee?

Use the Stripe Dashboard for the fee on a specific payment and Stripe's pricing page for its current published rate schedule.

Check the source before you price.

Stripe's pricing page is the authoritative source for its latest rates and conditions.

View Stripe pricing ↗